Do you remember the day when you received your Social Security Card? It almost certainly felt like one of those “I’m all grown up now” moments. After all, with that card comes a sense of independence and responsibility. But here’s a question for you – after years of giving that little card safe harbor in our wallets (or purses), do Social Security Cards expire? Read on to find out!
Do Social Security Cards Expire?
No, Social Security cards do not expire. However, it is important to keep your card up-to-date so that you can access essential services. Generally speaking, the Social Security Administration (SSA) periodically issues new and updated cards to holders in order to protect against fraud and identity theft.
Why Do Not Social Security Cards Expire?
- Social security cards do not expire because they are permanent and valid for the duration of your life. Even if you move from one state to another or lose your original card, a new one can be issued with the same number.
- The social security number (SSN) on these cards is never recycled, so even if someone else is issued the same number, it will be unique to your identity.
- The social security system relies on SSNs as an identifier for certain benefits and records, which means that any changes in circumstances or names would require new numbers and cards to be issued.
- A person’s SSN can also be used for other purposes, such as tax filing or job applications. It is important that the same number remains valid for these activities, so there is no need to replace cards with new numbers.
- Even if a person’s name changes due to marriage or divorce, they can keep the same SSN card and use it for any other official purpose.
- Social Security cards do not need to be renewed because they are tied to your identity, and the information is stored in a secure database.
- Renewing social security numbers is an expensive process that can cost up to $30 or more depending on where you live in the US, so not having to do this is a major benefit.
- If someone has their Social Security card stolen or lost, they can easily apply for a new one and get it quickly without any extra costs.
- Since Social Security numbers are used to identify individuals in various federal, state, and local government systems, keeping the same card and number makes it easier to access these systems.
- Keeping the same Social Security card means that you always have a valid ID on hand, and you do not need to worry about having your information stolen or misused since it is securely stored in government databases. This provides an extra layer of security for individuals who are concerned about identity theft.
How To Apply For A Social Security Card?
1. Gather your documents.
To apply for a Social Security card, you will need to provide proof of identity and citizenship or immigration status. Acceptable forms of identification include an original or certified copy of a U.S. birth certificate, a U.S. passport, a driver’s license, a state-issued ID card, a foreign passport with an I-551 stamp, or a Certificate of Naturalization/Citizenship.
2. Complete an application.
You can submit your Social Security card application in person at a local Social Security office or by mail. If you choose to apply by mail, you must download and complete the form SSA-5 (Application for a Social Security Card).
3. Submit the application and necessary documents.
When submitting your application, be sure to include any documents required to prove your identity and citizenship or immigration status.
4. Receive your card in the mail.
Once your application has been processed, you should receive your Social Security card in the mail within seven to 10 days.
5. Keep your card in a safe place.
You should keep your Social Security card in a secure location to help protect yourself from identity theft. Do not carry the card with you or disclose your number to anyone unless absolutely necessary.
6. Report a lost or stolen card immediately.
If your Social Security card is ever lost or stolen, you should report it to the Social Security Administration as soon as possible to help protect yourself from potential identity theft. You can do this by visiting your local Social Security office in person or calling the SSA. You are allowed to replace your Social Security card free of charge up to three times per year and 10 times over a lifetime.
7. Renew your card as needed.
If you need a new Social Security card because yours was lost or stolen, or if you need to update any information (such as a name change), you will need to apply for a new card. To do this, you must complete the form SSA-5 (Application for a Social Security Card) and submit it to the SSA along with any necessary documents. You can also renew your Social Security card online or by mail if you are age 18 or older and have a valid driver’s license or state-issued ID.
When Do I Need My Social Security Card?
1. Applying for a job
When you are applying for a job, employers will often require you to provide proof of your Social Security number.
2. Setting up direct deposit
If you’re setting up direct deposit with your employer or bank, it’s likely that you’ll need to provide your social security number.
3. Filing taxes
When filing your taxes, you will need to provide your social security number in order for the IRS to process your return properly.
4. Applying for a loan
If you’re applying for any kind of loan, it’s likely that you’ll need to provide your Social Security number.
5. Receiving government benefits
If you are receiving government benefits, you will need to provide your Social Security number in order for the agency to process your application.
6. Applying for health insurance
When you’re applying for health insurance, you’ll likely need to provide your Social Security number in order to be approved.
7. Obtaining a driver’s license or state ID card
In order to obtain a driver’s license or state ID card, you will need to provide your Social Security number.
8. Applying for a passport
When applying for a passport, you will need to provide your Social Security number in order to prove your US citizenship.
9. Opening a bank account
When opening up a bank account, you will likely be asked to provide your Social Security number.
10. Applying for a credit card
When applying for a credit card, you will need to provide your Social Security number for the issuer to process your application.
Bottom Line
it’s important to recognize that social security cards do not expire. While you are not required to replace it over time, it is always a good idea to have a card on you and know what the number is for accurate record keeping. This information can also be beneficial in an emergency or disaster. If a new card is needed due to an update in personal information, like a name change, then the IRS can assist with that as well. Knowing your social security number and having access to it at all times is essential in today’s digital world, so make sure that you keep your card safe and secure!
